Keep Your Banking Information Safe

 Fragrance  Comments Off on Keep Your Banking Information Safe
Feb 082022
 

It would seem that the computer is becoming a bigger and bigger part of our lives each and every day. There’s good reason for that perception… it’s true. One specific area that is becoming incredibly popular is online banking. Customers love it because it is very convenient and a great time saver. The banks love it because it automates a great many functions for them and cuts down on their overhead.

The number one concern of anyone that deals with online banking should be security. Putting your personal information over the Internet can be risky, there is no denying that. Fraud and identity theft have become huge problems in the modern age. There are any number of hackers and thieves out there in cyberspace just waiting to prey on innocent people. They lurk in the deep spaces of the Internet just waiting for some of your private information that they can steal.

Fortunately for us, the financial institutions of the world are very aware of this problem and are working aggressively to combat it. There was a time when a bank’s chief security concern was whether they would be robbed or not. I think we’ve all seen the old movies about Bonnie & Clyde, John Dillinger and the like…to say nothing of the daring train robberies of the wild west. Now banks face a new and much deadlier challenge than ever before, and instead of wearing a mask and using a gun, the bad guys are now invisible and use keyboards. They can access information from the safety of their homes and apartments. And even at the local coffee shop through wireless connections.

Identity theft has now become so prevalent that thieves are rifling through garbage to attain any information that they can use to steal from their unsuspecting victims. With this said, there are some simple, common sense approaches that will go along way to securing personal bank information.

1. Do not share your passwords with anyone and make sure if you write it done put it in a safe place where only you know where it is.

2. Keep important documents locked in a safe or safety deposit box.

3. Shred documents that you no longer need and use a cross cut shredder.

4. If you bank online, make sure your bank is using a secure, encrypted site (It’s OK to ask what security features they employ). Make sure they use https in the address and you should see the lock symbol in the lower right hand corner of your browser.

5. When using an ATM make sure no one can see the codes you enter.

These are a just a few of the things that can be done to keep banking information secure and to avoid possible crimes against you. While many of these suggestions seem to be glaringly obvious, all to many times they are taken for granted or just plain ignored. It is at these times when the criminals are at their best. Individuals that grow careless and complacent are exactly what criminals look for. Don’t be counted as one of the careless!

3 Tips to Avoiding Online Scams

 Fragrance  Comments Off on 3 Tips to Avoiding Online Scams
Feb 062022
 

It is amazing how susceptible people are to get-rich-quick scams and how good they seem at first. Every year thousands risk and lose money they can’t afford to lose, while seeking that “next big thing.” There has never been a get-rich-quick scam that didn’t appear awesome on the surface. This is because the designers of these scams are a great deal better at camouflaging these bad deals than most people are at discovering them.

How can you steer clear of such scams? “Trust in the Lord with all your heart, and do not lean on your own understanding” (Proverbs 3:5). Below is a short list of a few straightforward rules to help you avoid get-rich-quick scams.
· Stay with what you know
“By wisdom a house is built, and by understanding it is established” (Proverbs 24:3). Seldom will anyone be suckered into a get-rich-quick scam in his or her area of expertise. Most people who make money do it in the area in which they have the most knowledge and experience. Those who fail more often than not do so in an field where they understand only a small amount (if anything) about.

· Don’t make quick decisions
“The plans of the diligent lead surely to advantage, but everyone who is hasty comes surely to poverty” (Proverbs 21:5). The fundamental nature of a get-rich-quick scam is emotion. The advertiser advises the prospective customer to take action immediately otherwise the chance may be missed. The last tactic is to play on a persons greed by hinting that another is waiting to snap up this once in a lifetime chance. What is the best way to avoiding this type of ploy? “Rest in the Lord and wait patiently for Him; do not fret because of him who prospers in his way, because of the man who carries out wicked schemes” (Psalm 37:7).

· Seek expert guidance
“The way of a fool is right in his own eyes, but a wise man is he who listens to counsel” (Proverbs 12:15). It is surprising how fast somebody that is not blandly involved with a get-rich-quick scam can spot its flaws. Expert, impartial counsel must be a requirement before any important financial decision.
Many of the most successful men in the world were well versed in the proverbs. Albert
Einstein and Benjamin Franklin to name only two. If you do not know it the Proverbs
were written by King Solomon. He is the wisest and wealthiest man to ever live. His gold reserves alone would be worth almost a trillion dollars today. Can you find a better mentor? I don’t think so. “It is the blessing of the Lord that makes rich, and He adds no sorrow to it” (Proverbs 10:22).

(c) Allan Ingledue. All rights reserved worldwide.

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The Top Four Ways to Maximize the Success Potential of Your Small Business

 Fragrance  Comments Off on The Top Four Ways to Maximize the Success Potential of Your Small Business
Feb 052022
 

There is a difference between small businesses that are just making it, and companies that are truly taking off. This difference commonly lies in the strategy being used to maximize the success potential of the business. Such strategies are made up of important techniques – primarily the four following – that allow a small business to make sure that it is functioning at its very best.

To be sure that your business is maximizing its potential, employ the following practices as a part of your own business strategy:

• Make sure that your business offers knowledge or services along with its products. No matter what industry or niche your company happens to fill, you will need to make sure that you have information and services to offer your customers that are different from your competitors. Success, especially when marketing on the internet, is all about having something to offer, whether it’s knowledge, services, or something else. This will also help you to be seen as an expert. The more you are perceived as having expertise, the greater the trust you will have from your clients, and the stronger those relationships will be.

• Don’t just say that you care about your customers. Care about your customers! This is one of the most far-reaching methods that you can use for growing your small business. Though your prospective and current customers are important to your business because of their money, you need to show them that they are important to you for more than just that. They need to simply be important to you; period. This means being honest with your customers, and telling them the truth about the ways in which you are able to fill their needs. Put your focus on helping the individual, not simply the majority of customers. Your efforts need to move from making a sale to helping the person. Remember, it is much easier to create a repeat client than it is to create a new client!

• Make going above and beyond a policy. If you want to make your small business stand out from the rest, then you need the superior quality of your products and services to shine through. Make your aim to over-deliver, every time. Remember that customers love feeling as though they’ve received a good deal. This can mean discounted prices, valuable bonuses, or surprise free gifts with purchase.

• Maintain regular contact with your customers. Using e-mail, direct mailers, catalogs, promotional flyers, “preferred customer” coupons, and other communication tools, it is easy to provide your customers with regular contact, informing them of great deals you’re offering, while reminding them that you’re around. Make these communications worth while by offering free tips, discounts, and other useful ideas.

The main idea is that if you want to achieve your greatest success in your small business, offer expertise, care for your customers, deliver beyond your customers’ expectations, and keep in touch. These are the difference between maintaining your business, and growing your business.

Send branded SMS messages to your customers – Today

 Fragrance  Comments Off on Send branded SMS messages to your customers – Today
Jan 302022
 

Come out of the days when business people and customers were two different groups who never had any kind of interaction. Today interaction is the key to the success of any business. And Online Messaging Service is very logical- you interact with your friends and relatives so that you have good relations with them. Right? Then why not with your customers? If you want to have good relations with your customers, you have to interact with them and when Online Messaging Service comes to interaction with customers, nothing can beat www.webtext.com. Infact, leave alone beating www.webtext.com, nobody can come close to it also. No chance.

www.webtext.com is a premium website, which caters to your day to day need of interacting with customers. Think of a situation- you own a shop which deals in garments and you have put up a clearance sale. Only two days of the sale are left to go and you want all your customers to know about it. So what do you do? Call every customer individually? Bad idea. Some might be in a meeting; some might be sleeping, so on and so forth. So the coolest way out is to send all of them an SMS. Now you must be wondering as to how would they know that the message is from you. Right? Worry not. ‘Coz www.webtext.com takes care of even this need of yours. You can have a company branded 11 character sender ID. This is for one way sms messages. (As it is, all you want is to send sms to your customers. So, one way id would do. But if you want a two way sms system, you can opt for that also). When you send a message to your customers, it will appear on their mobile phones with your company name. So they know where SMS Messages are coming from. And they would not delete SMS Messages without reading it (generally people delete messages coming from unknown numbers).

And what’s more, you can delay the delivery of the message to a later date and time. And to top this you will also get a delivery report (with the delivery time and date) for all the message you send. But this is not all. You can also send messages to an individual or to a group- whatever you choose. To add to this there are many other features.

So what are you waiting for? Log on to www.webtext.com and send branded SMS messages to your customers today. After all, business is where the customer is. Isn’t it?

Bear in mind! Even your four legged friends are prone to illness and disasters.

 Fragrance  Comments Off on Bear in mind! Even your four legged friends are prone to illness and disasters.
Jan 202022
 

Though pets are integral part of our families, we are unable to bear the financial load caused by sudden sickness of our pets. As the result we leave our pets to succumb to disaster or disease. To avoid this, plan ahead for the well being of your pet. You can consider a pet insurance as it can lend a helping hand on the eve of emergencies or sudden sickness of your pet. This article will help you understand the need for a pet insurance.

Care for your pet not its medical cost
It is appalling to hear that the need for veterinary care is growing each year due to accidents or illnesses of the pets. On the other hand, the cost for covering the medical expenses of the pet is also not affordable. This is where the need for pet insurance fits in. It allows you to provide your pet the best treatment irrespective of its cost.

Introduce expert professional care
Pet insurance allows you to choose a pet insurance plan that gives your pet expert professional care and the finest treatment. It allows you to access any licensed veterinarian from any part of the world. It also permits you to pay only at the time of service and no prepayment required. Many top veterinary professionals recommend pet insurance because it assures best treatment to your pet regardless of its cost. They also at times recommend insurance companies purely based on their observation and experience.

Pick the best of the bunch
A wide range of insurance plans are available. So it is possible for you to choose the best pet insurance .You can go through the pet insurance quote before you opt for an insurance plan. You should compare pet insurance that you have taken with that of other pet insurance plans. So that you can also choose the insurance according to your pet’s requirements and your budget. Your pet is mostly covered as soon as you take the policy. You should only be wary of the fraudulent insurance agents. Otherwise insurance is a wise option to cut down the medical expenses of your pets.

Get the helping hand when your pet pulls your leg
Pets can be very naughty. Sometimes they can escape from your lap and cause damages. This is especially true with dogs as they are very mischievous. At this juncture, you can take help from pet insurance as they cover accidents and damages caused by pets on someone else’s property.

Ensure your pet’s protection during disasters
When a disaster strikes your town, your pet will not often be provided emergency shelter or care. This is because the government and voluntary organizations will be entirely working to aid the humans .So as the result pets are not given their due care. Now it is possible to protect your pet even on the event of disasters with pet insurance.

Of course money cannot fill their absence
Pet insurance companies will reimburse certain percentage of your insurance money on the event of death of your pet out of illness. This benefit is extended even during the theft or loss of your pet. But it depends upon the policies of the insurance providers. Each insurance provider will have his own policy towards insurance coverage and benefits. But nothing can fill the place of your pet. Can it?





http://www.mypetcover.com is an exclusive site for pet insurance that deals with various pet insurance related issues like vpi pet insurance , dog health insurance, pet dental insurance and many more.

Go online to get the best contract phone deal

 Fragrance  Comments Off on Go online to get the best contract phone deal
Jan 142022
 


When my mobile rings at the moment there is a roughly 50/50 chance that it is some poor sales guy offering me a ‘fantastic’ deal on a new mobile phone. This annual ritual of advances and declines that takes place every July can mean only one thing. My mobile phone contract is due for renewal. In recent weeks I’ve had numerous calls, direct mail and e-mail marketing from various companies trying to win me over as a new contract mobile phone customer. To be honest, I would have been tempted just to roll over my current contract and stick with my mobile network provider had they themselves not shoved a deluge of frankly confusing ‘great deals’ through my letter box. I read through these and found myself without any clue as to which of the contract mobile deals would suit me best.

Perhaps I am becoming less intelligent by the day or is it just that the mobile network providers are vying for customers so hard that they end up confusing us with an ever increasing array of complicated payment structures? At around that time I decided to do things by the book. Firstly I dumped the direct mail in the bin and deleted messages from peaky sales centres. I then visited the website of Ofcom for advice on how to go about finding the best contract phone deals.

The information from Ofcom was simple and straight forward and gave me a good place to start. I made a list of my usage and lifestyle points to structure the basics of the mobile phone deal that I’d need. I then looked through previous itemised bills to find how much text messaging I was going and looked at other areas such as downloading and came up with a ‘package’ that suited my usage. The next thing was to go out there and find contract phone deal that matched up closely with my ‘package’.

So again I tried the web figuring it to be a little more unbiased than going through the more marketing focused communication channels. There was some good stuff online – lots of information from review sites on customer service of the major networks and reviews of handsets that proved pretty useful. This helped me figure out the handset I wanted and so I progressed to the purchase stage of my search for a new contract phone. In the end I went to an online reseller who deals with the major networks ad phone manufacturers. Their site had a tool which basically allowed you to create your own contract moblie phone deal with the handset and monthly payment structure that suits. I picked the handset that I wanted on the contract that I wanted and ended up with an I-Pod as a free gift into the bargain.

This is really the first time that I’ve used the web to compare product and services. I plan on doing it again – next up electricity and gas prices!

A Changing of the Guard in Automotive Repair

 Fragrance  Comments Off on A Changing of the Guard in Automotive Repair
Dec 312021
 

As someone who has always purchased used, low mileage cars in an attempt to offset the expense of driving a new car off the dealer lot, I’ve had my share of repair issues over the years. Luckily, I’ve also had the same reliable mechanic for the better part of two decades. No matter what car I owned or in some cases wished I didn’t own, he has been able to find the source of the problem, fix it, and get me on my way. As the owner of the shop, he is the one who deals with the customers, prepares estimates and makes the phone calls to let people know when their vehicles are ready. What I recently found out, though, surprised me a bit. The man I thought had been fixing my cars hasn’t turned a wrench in years.

The last time I was in for a repair, we got to talking about the late model auto I brought in. I bought it with less than 20,000 miles on the odometer and didn’t really expect to have to have any work done other than routine maintenance. When I asked a detailed question about the reliability of the car, in his opinion, he called out one of his employees and told me that he no longer works in the garage. This young man provided me with the answer I was looking for, and explained why the problem I had wasn’t likely to happen again through my ownership of the vehicle. While that was relieving, I was still in a bit of shock. I always pictured the same person working on my cars, or at the very least supervising. We joked about it and then the owner told me why he only concerns himself with the administrative aspects of the business.

According to him, he would rather be under the lift doing what he enjoys, but the complexity of today’s automobiles precludes him from doing so. It seems modern cars and trucks demand higher standards of technical ability, service procedures and diagnostic equipment than he was able to provide or understand. As technical advancements continued to show up in cars that entered the shop, he began to see a trend. The graduates from automotive technical schools that he hired were able to comprehend the complicated systems of late model cars and perform diagnostic and repair services better and faster than he could. Of course, they had gone through extensive training for just that purpose, where he had learned auto repair from his father and through years of trial and error.

I asked him if it upset him that he had to rely more on others than in previous years. He told me that it doesn’t bother him so much, then pointed out the window at a beautiful 1969 Corvette that pulled in to get gas. “When a car like that comes in for repairs, I’m the one that gets to work on it.”

“One classic deserves another” I said, then smiled and went on my way.

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