May 232024
 

Loans have witnessed an outright volt-face in UK’s social set-up so much so that from being considered a tabooed entity, they are seen as the balancing factor in financial equilibrium of masses. The loan industry of today is a vast, flexible and dynamic space which is far from saturated and still going through the process of evolution. Loans of varied choices are being made available by lenders who more often than not have proved their veracity which amounts to the booming loan industry.

Of different types of loans available, Secured Loans are still the most accessible, low cost and preferred choice, through arguably. Let us delve a little deeper for this concept of Secured Loans to seep deep within, which is a must for all who would ever need it.

The concept of secured loans is probably the most linear one amongst all the loan options but needs to be understood well as a lapse from your end may cost you your property. Yes, this is the flip-side of a secured loan. An ideal applicant for a secured loan would have some property (in majority of the cases, house) to offer as collateral against the amount of money he wishes to borrow. Generally, the lending institutions give up to 125% of the property value offered by the prospective borrower.

The highlight of a secured loan is the interest rate offered. Ideally, it is the lowest on a comparative scale with other varieties of loans. The rate at which you will be offered a secured loan depends upon your credit history/rating as in the case of every other loan option, but for those who have a bad credit history/rating and own a property, Secured loan is the best bet for two reasons. First, ease of availability and second rate of interest.

Finding an appropriate secured loan takes proper research work which includes comparison of deals/quotes offered by various Loan agencies. For this purpose, the web presents the best interface without much sweating. Who gets the best deal in Secured loan hinges on persistence and analysis of the individual. In all possibilities, it could be you!

May 222024
 

Every online business provides great service to generate satisfaction among their customers. As each and every customer receives satisfaction over their products or the services they get, there is a great chance that they will become a return customer and buy again. Better yet, they will recommend you to other people that could generate more business for you and your site.

As more traffic is driven to your site, you can entice many of them to subscribe to your mailing list or opt-in list. This is a list where in website visitors agree to be sent promotional materials such as newsletters, catalogs and such that could keep them updated about your site or the niche of your site. These promotional materials are sent via e-mail to the members of the list in different time intervals.

When using e-mail as the media of your marketing and advertisements, you eliminate the need for high costs. Email is free and if you can manage to make your own promotional advertisements you can also save a bundle there. With an opt-in subscribers list, you are pretty sure that what you are sending out is received, viewed and read by the subscribers and not simply being deleted. They have signed up for service and have consented in receiving it.

This means that there are constant reminders to your subscribers about all your products, new products and services as well as any promotions and special deals you are having. There is also the chance that they can be forwarded to other potential customers as they tell their friends and families about you and your site.

Of course you should be also aware that a subscriber may unsubscribe when they feel that they are not getting what they want or expected. Make sure that they are satisfied with your opt-in marketing strategies and keep them excited in receiving your newsletters and catalogs. Here are some tips that can help you build a list of eager subscribers.

Make your promotional materials interesting and fun. Try to use a little creativity but not too over artsy. Build around what your product or service is about. For example; if you are selling car parts, put some pictures of what is new in the auto parts world, a new wing door possibly that can fit any car and make it look like a Lamborghini.

Try to research what people are looking for, these way, you stay one step ahead of them all the time and you will be their bearer of new tidings. They will be eager to receive what you are sending them because they new you always have fresh and new things to share with them.

Write good articles that can be very informational but light at the same time. If your subscribers enjoy your articles, they will go to your site by clicking the links that you will be putting on your newsletter to read some more. You can provide articles that can connect to many people. Be diverse in your articles. Put something humorous, then put something informational, then put something that has both.

Are you wary about this because you don’t like writing? No problem, there are many professional and experienced article writers that can do the job for you for minimal fees. They know what they are doing and can provide the need that you have for your newsletters, the money that you pay for your articles are going to be met by the many sign-ups and the potential profit from the sales that you will get.

Create and send an E-book to your customers about anything that is related to your business or site. Use your knowledge and expertise in the field you have chosen to help other people who are similarly interested. Offer this e-book for free. You can write about anything informational and helpful to your subscribers. For example; you can do manuals and guides in so many things. This e-book could be used as a reference for many people.

Share this e-book with everyone, even other sites; just make sure that they don’t change the links in the e-book that will lead people to your site. If you want, you can always get some people to write it for you just like your articles. Your investment once again will be covered by the great marketing this will generate.

Add e-coupons in your newsletters that will help them avail to special discounts. Put a control number in your e-coupon so that they can only be used once. When people get discounts that can be found in your newsletters, they will be eager to receive your newsletter in anticipation of what you are promoting next.

If your subscribers can get benefits from your newsletters, they will be very eager to receive them. Just don’t flood your mailing list with mails so that you don’t annoy your subscribers.

http://cjnpromo.com/recommends/viralshock.htm

May 212024
 

Real estate management is primarily engaged in the practice of handling, supervising and controlling an immovable proprietary. Purchasing real estate requires a significant investment, and each parcel of land has unique characteristics, so the real estate management industry has evolved into several fields.

Real estate, or immovable property, is a legal term that encompasses land along with anything permanently affixed to the land, such as buildings. Real estate is often considered synonymous with real property, as contrasted to personal property. However, for technical purposes, some people prefer to distinguish real estate, referring to the land and fixtures themselves, from real property, referring to ownership rights over real estate.

With the development of private property ownership, real estate has become a major area of business. This paved the way to the birth of real estate management. Also called real estate development industry, it is primarily engaged in the practice of handling, supervising and controlling an immovable property.

Purchasing real estate requires a significant investment, and each parcel of land has unique characteristics, so the real estate management industry has evolved into several distinct fields. Among these fields are appraisal, brokerages, property management, and relocation services.

The first field, real estate appraisal, is a service performed by an appraiser who develops an opinion of value based upon the highest and best use of real property. The highest and best use is that use which produces the highest possible value for the property. This use must be profitable and probable. Also of importance is the definition of the type of value being developed and this must be included in the appraisal.

The second field, real estate brokerage, is a party or an agency that acts as an intermediary between sellers and buyers of real estate and attempts to find sellers who wish to sell and buyers who wish to buy. It assists sellers in marketing their property and selling it for the highest possible price under the best terms and buyers in the acquisition of a property.

The third field, real estate development, makes improvements of some kind to real property, thereby increasing its value. There are two major categories of real estate development activity: land development and building development (also known as project development).

Land development typically is the acquisition of raw land (real property with no improvements or infrastructure) and improving it with utility connections, roads, earth grading, covenants, and entitlements. Once these improvements have been made to the raw land, it is typically subdivided and sold piecemeal at a profit to building developers or individuals.

Building development is the acquisition of raw land, improved land, and/or property that could be redeveloped in order to construct building projects. The buildings are then sold entirely or in part to others (usually for a significant profit), or retained as assets to produce cash flow via rents and other means.

The fourth, property management, pertains to the processes applied to maximize returns by effective administration of property—one of the major assets of most organizations. It also comprises the disciplines implemented on property rules and rental policies.

And the fifth and last field, relocation services, deals with relocating people or business to different countries. Within each field, a business may specialize in a particular type of real estate, such as residential, commercial, or industrial property. In addition, almost all construction business effectively has a connection to real estate.

No matter what field of real estate management you are in, maximizing income can be actualized through reporting complete and accurate income/expenses each month, effectively placing capital improvement into service, accurate budget forecasting, balance sheet management and the day-to-day support of building marketing teams.

The unequivocal delivery of these kinds of services would lead to fully satisfied costumers—bringing more income and credibility.

Copyright 2007 Ismael D. Tabije

May 202024
 

Nokia N70 is not just a mobile phone. It helps you do a lot more than simply stay in touch. The phone allows you to capture high resolution images through its powerful 2 megapixel integrated flash camera and 20x digital zoom. You can even adjust the brightness, image quality, self-timer, white balance and color tones. Music lovers can enjoy their favorite full MP3, AAC, Real Audio, WAV format songs. Apart from that the phone also features the latest Visual Radio, messaging, Java applications, high speed connectivity through integrated Bluetooth®, USB Pop-Port™ interface, infra red and remote over the air synchronization.

The latest Nokia N70 is also equipped with Microsoft Office®, supports WAP 2.0 XHTML / HTML, EGPRS and GPRS, JavaScript 1.5. You can enjoy high speed internet and browse web pages whenever or wherever you are. It is believed to be one of the best mobile handsets for both your home and office. The Stylish look, sleek body and the cutting-edge features of Nokia N70 is bound to capture one’s mind.

Be the first to catch hold of the latest feature-packed Nokia N70 at the most cut-throat rate. Orange mobile phones are now offering Nokia N70 with their affordable mobile deals. You can get Nokia N70 through orange contract deal or even on pay as you go deal offered by Orange mobile phones. Through these deals, orange will offer you Nokia N70 at a very cheap rate and with contract mobile phone deal you may also get the ultimate N70 free of cost.

If you are wondering where to find your Nokia N70, do not worry when the option of online shopping is with you. Just log on to the net to explore Nokia N70 in different colors at different online orange shops. Compare them and buy the unmatched full-fledged multimedia phone at the best price.

Nokia N70 is one of the latest innovations from the house of Nokia and you can be a lucky buyer of this phone with orange mobile phones. Orange is offering the ultimate feature-packed Nokia N70 at a very cheap and reasonable rate with their deals. Go to the online shopping stores of orange and enjoy Nokia N70 with fast, uninterrupted orange network.

May 192024
 

The automotive industry has been smoldered by different types of scorching pandemonium in the past six years – plant closures, job cuts, ailing automaker’s reputation and vanishing confidences. Moreover, the state’s famished financial system is expected to be significantly hurt by the predicted GM-Chrysler merger.

State officials also expect that job losses and plant closures would continue to increase. This could trigger the decline in income and property tax collectibles and business tax revenues. “Clearly, it’s going to have a negative impact losing all those high-paying jobs,” said state Treasurer Robert Kleine. “Without doing a study, it’s difficult to say how much.”

Michigan is battling with an $800-million-plus deficit this year. The said figure could eventually drill a bigger hole in the state’s budget for 2008. Kleine said that there is little the state can do to head off a merger. “There’s not too much we can do about the business decisions of private companies,” he said. Kleine added that there has been some talk about setting up special funds for displaced workers who need retraining or who want to start new businesses should there be layoffs or buyouts.

James Epolito, the chief executive officer of the Michigan Economic Development Corp. (MEDC), said the state has not been privy to any GM-Chrysler merger talks. “We have not been in any direct discussions of one joining the other,” he said. “From my standpoint, it’s speculation at this point. Everything is on the table and everything is a possibility.”

Epolito said the MEDC is in contact with the auto companies weekly about their business decisions. So if merger talks “were to become more than speculation,” Epolito said, “it would make the MEDC uniquely suited to deal with any consolidation of assets” in Michigan.

Michigan’s unemployment rate 7.1 percent and it is well above the U.S. average of 4.6 percent. And additional job cuts would greatly injure the economy of the land. The situation is not as simple as losing in a few deals of EBC brake pads – it is totally graver.

Still, there are analysts who consider the coupling of the largest automaker and Chrysler Group as next to impossible. “Anything’s possible, but this one seems unlikely,” said John Casesa, a longtime auto analyst and managing partner of New York-based Casesa Strategic Advisors LLC pertaining to the GM-Chrysler possible merger. “It would increase exponentially the challenges GM faces in turning around the company. These two companies have an immense amount of overlap in people, plants, dealers and products, and there’ll be very considerable cost in working through all that.”

“They’re not far along enough, in my assessment, to take on something as gigantic as absorbing Chrysler,” said Gerald Meyers, a business professor at the University of Michigan and former chairman of the AMC automaker previously acquired by Chrysler.

Wall Street analysts are also skeptical whether the deal is smart for GM to take. “GM already has too many brands that cannibalize each other,” added analyst Brad Rubin at investment firm BNP-Paribas. “If you add three more, there’s going to be more cannibalization.”

May 182024
 

Borrowers with bad credit record can finance their car with adverse credit car loans. This article deals with some dos and don’ts to be followed while taking this loan.

What does a person do when he needs a car loan but he is tagged with bad credit record? Of course, he goes for adverse credit car loans, the option that he can avail in spite of his poor credit record. It is a customised financial solution that enables borrowers with poor or bad credit record to purchase a car of their own.

Generally, it happens that a person faces numerous problems while availing a traditional car loan, due to the tag of bad credit. But this is not likely to happen with adverse credit car loans, as a lush of lenders are there to offer this type of loans. However, getting this loan at competitive rates and with flexible terms involves some homework.

The first step is to wisely select the lender. Borrowers with a poor credit score feel pressurized and discouraged by the want of options. This deficiency makes them accept the first deal that is offered to them. Now, there are dealers who just prey on this gesture and entrap them in unfavourable deals. So, it is very important to shop around and look for suitable lenders.

The task of finding a suitable lender and favourable deal is not at all a hard task to accomplish. However, you can make it even more simplified by undertaking thorough research and comparison on the Internet. The term and condition of the loan deal must be read and checked. One should also ask questions in order to avoid hidden charges that may be let out in future.

Next, get a copy of your credit report before applying for the loan. Review it thoroughly to make sure that it does not contain erroneous and derogatory information. Facts reveal that around 90% of credit reports contain errors or incorrect information in them. Then do your homework on how the mathematics work when drawing up adverse credit car loans contracts. Consider the APR and the way it will be counted. Check the other fees and finally apply if you are sure it suits your repayment capability.

May 172024
 

Secured loans are availed by placing your home as security. The rate of interest is generally lower as compared to the unsecured counterpart and hefty amounts can be procured for a long period.

Are you a home owner and need money at reasonable rates? Secured loans can provide you with lucrative deals. Secured loans are backed by assets belonging to the borrower in order to decrease the risk assumed by the lender. Thus, your home will act as a security in order to help you procure money. Hefty amounts for a long period of time can be availed as secured loans. The asset i.e. home put as collateral can be forfeited by the lender in case the borrower fails to repay the loan.

There is no restriction on the way a secured loan can be used. Secured loans are multi-purpose and therefore can be utilised for any purpose like the ones cited below
Home improvements
Debt Consolidation
Asset purchase
Holiday
Educational expenses
Business purpose
Medical Expenditure

Secured loans are available at competitive rates in the market. Thus, secured loans are beneficial for the lender as well as the borrower. Secured loans can be classified into the following types in accordance to the uses and nature of the loan.

1.Secured personal loans- Loans that are used for personal uses like marriages, family holidays, educational expenses and others are called secured loans.
2.Bad credit personal loans- People running with bad credit (including arrears, defaulters, CCJs and bankrupts) can also avail a secured personal loans if they own a home. However, the APR in such cases is usually higher.
3.Secured debt consolidation loan- Loans that are procured by the borrower for consolidating or paying off all the running debts are called secured debt consolidation loans.


Note: In all these cases the borrower needs to be a home owner to keep put his home as collateral.

The amount that can be borrowed as secured loan, the loan tenure (repayment period) and the Annual Percentage Rate (APR) depend on the value of the home (equity), credit history of the borrower and the credit policies of the lender. The risk involved in Secured loans is generally higher since your most treasured possession; your home is at stake. So, before going in for any deal, make sure you’ll be able to repay the loan on timely intervals. Compare and analyse the various market lenders, critical details like arrangement fees, early repayment charges, flexibility of repayment and most importantly the APR.

May 162024
 

Online shopping has become very common among people who know that it saves their time and money both. It doesn’t means that you start searching endlessly for bargains online because there are many other easy ways too.


It may be anything for which you shop online ranging from clothes, gifts, computers or electronics you will always look for some bargain or sort of reasonable discount. A discount coupon is indeed a smart way to save money at the same time it is also available easily. Gone are the day’s when you had to wait for the Sunday newspapers and magazines to clip these coupons. Now you can get discount coupons from various online websites and entertainment coupon books.


Online discount coupon sites provide great rebates, offers and bargains to the shoppers however you need to take the following safety tips if you are a beginner:


1. You should stay away from online coupon websites that ask you for your personal information so as to print your discount coupon. Because you have a chance to get 100 of spam mails fro each discount coupon they give.


2. Keep away from discount coupon sites that have too many pop ups attached to it since they are annoying and can download viruses to freeze your computer.


3. Online printable coupons and coupon codes are free, so do not think of paying to any of the online coupon sites who provide you with these coupons.


4. Many websites offer freebies or deals which you may find irresistible but remember that there is nothing wrong in freebies but you should be vigilant and not naive. Don’t waste your time in idiotic scams.


5. Never complete online surveys to get free stuff or discount coupon codes unless they are from any of the reputable companies.


For further details, log on to entertainment-coupon-book-2006.info

May 152024
 

Business credit card is the most popular form of credit card available and since the receiving end of credit is always a pleasure business credit card increase this pleasure that meet your business needs. Small business card provides various intangible benefits to small businesses in addition to the regular perks.


Effective small business credit card management


1. Apply at home


You should always apply for your small business credit card at your existing financial institution because your banking relationship can help you in the approval process. So when you need to have a line of credit you will have an established relationship with your lender that could help you with credit applications over $100,000 not using automated scoring systems.


2. Limited card hopping


If you sign up for multiple credit cards to get the advantage of deals this could leave a negative impact on your credit rating and shall make your credit card management even more difficult.


3. Make use of grace


Most of the small business credit cards offer 21 day grace period before they ask you to make payment on your purchases. You can improve your cash flow using a credit card instead of checks because a new check 21 act creates quicker clearance of checks.


4. Online payment


If you make online payment of your small business credit card, it will save your time and any extra costs involved as would be the case when you pay at your local branch or through mailing your payment.


5. No cash advance


You need to reduce your credit card fees and interest costs by not using the cash advance feature on your card. Cash advances incur more fees and costs and therefore you can use your business account debit whenever you require immediate funds.


6. Don’t make late payments


You should avoid late fees and high interest rates that can erode the advantages of using your small business credit cards quickly. Try to be responsible by paying off your business credit each month.


Always treat your business credit card ownership as a privilege and you can avoid the disastrous effect of credit card mismanagement. Visit our recommended website credit-card-debt-consolidation-guide.info

May 142024
 

Buying a house is probably the biggest purchase anyone makes. Although high house prices may initially discourage the first time buyer first time buyers will always be a favoured client for the mortgage lenders and estate agents. Here we give you some tips on buying your first home.

The interest rates are at their lowest for more than 30 years. Lenders who want to secure your
mortgage over a long term are keen to win your custom and offer particularly good deals for first time buyers. Sellers too are always keen to secure a deal with a first time buyer because your purchase does not depend on anyone else and therefore the likelihood of the sale going through is very high. If you set up an agreement in principle With a mortgage lender before you start viewing properties you are in effect a cash buyer and are in an excellent bargaining position.

The first step to buying your first property is to know how much you can borrow. Lenders usually agree to three times the first income or if you are buying as part of a couple, three times the first income plus the second income, or two and half times the joint income. However it is sometimes possible to borrow four or five times your salary. You can approach lenders yourself or you can enlist help from a financial adviser. This is usually a free service to you and by using someone who is experienced you may find the process less stressful.

When you know how much you can borrow be sure you can afford the mortgage repayments, the costs involved in buying a property and the costs of running a property.

Costs you will need to budget for when buying your first property include a deposit (normally 10% payable when the contracts are exchanged), stamp duty (1% if the property is between £125,001-£250,000; below this figure there is no stamp duty), a valuation fee to your lender (variable depending on what type of valuation you choose), your legal fees including local
searches and disbursements (around £500) and moving costs (variable depending on whether you use a removal company or are able to move yourself). Once you are in your new home you are likely to need some funds for furnishings and decoration.

You will also need to consider the costs of owning a home. These vary according to your home and area. Common bills are council tax, maintenance, buildings and contents insurance, amenities (to include electric, gas, water and telephone). If the property is a flat or apartment then there may be service charges. Also insurances such as accident, sickness, life are available though not obligatory.

Buying your first home is exciting as well as a big responsibility. If you are ready to make the big step, then good luck! To find your new home go to http://www.wheresmyproperty.com – the UK Property Search Engine listing around 900,000 properties from 1000s of estate agents.

May 132024
 

In the United States, Ayurveda is considered a type of complementary and alternative medicine (CAM) and a whole medical system. Many therapies used in Ayurveda are also used on their own as CAM – for example, herbs, massage, and yoga. As with other such systems, it is based on theories of health and illness and on ways to prevent, manage, or treat health problems. Ayurveda aims to integrate and balance the body, mind, and spirit. This balance is believed to lead to contentment and health, and to help prevent illness. However, Ayurveda also proposes treatments for specific health problems, whether they are physical or mental. A chief aim of Ayurvedic practices is to cleanse the body of substances that can cause disease, and this is believed to help reestablish harmony and balance.

Ayurveda is based on ideas from Hinduism, one of the world’s oldest and largest religions. Some Ayurvedic ideas also evolved from ancient Persian thoughts about health and healing. Many Ayurvedic practices were handed down by word of mouth and were used before there were written records. Ancient books, written in Sanskrit on palm leaves are more than 2,000 years old and thought to be the first texts on Ayurveda–Caraka Samhita and Susruta Samhita.

Ayurveda has long been the main system of health care in India, especially in urban areas. About 70 percent of India’s population lives in rural areas; about two-thirds of rural people still use Ayurveda and medicinal plants to meet their primary health care needs. In addition, most major cities have an Ayurvedic college and hospital. Ayurveda and variations of it have also been practiced for centuries in Pakistan, Nepal, Bangladesh, Sri Lanka, and Tibet. The professional practice of Ayurveda in the United States began to grow and became more visible in the late 20th century.

Ideas about the relationships among people, their health, and the universe form the basis for how Ayurvedic practitioners think about problems that affect health. Ayurveda holds that:

All things in the universe (both living and nonliving) are joined together.

Every human being contains elements that can be found in the universe.

All people are born in a state of balance within themselves and in relation to the universe. This state of balance is disrupted by the processes of life. Disruptions can be physical, emotional, spiritual, or a combination. Imbalances weaken the body and make the person susceptible to disease.

Health will be good if one’s interaction with the immediate environment is effective and wholesome.

Disease arises when a person is out of harmony with the universe.

Ayurveda also has some basic beliefs about the body’s constitution. “Constitution” refers to a person’s general health, how likely he is to become out of balance, and his ability to resist and recover from disease or other health problems. An overview of these beliefs follows.

The constitution is called the prakriti. The prakriti is thought to be a unique combination of physical and psychological characteristics and the way the body functions. It is influenced by such factors as digestion and how the body deals with waste products. The prakriti is believed to be unchanged over a person’s lifetime.

Three qualities called doshas form important characteristics of the constitution, and control the activities of the body. Practitioners of Ayurveda call the doshas by their original Sanskrit names: vata, pitta, and kapha. It is also believed that:

Each dosha is made up of one or two of the five basic elements: space, air, fire, water, and earth.

Each dosha has a particular relationship to body functions and can be upset for different reasons.

A person has her own balance of the three doshas, although one dosha usually is prominent. Doshas are constantly being formed and reformed by food, activity, and bodily processes.

Each dosha is associated with a certain body type, a certain personality type, and a greater chance of certain types of health problems.

An imbalance in a dosha will produce symptoms that are related to that dosha and are different from symptoms of an imbalance in another dosha. Imbalances may be caused by an unhealthy lifestyle or diet; too much or too little mental and physical exertion; or not being properly protected from the weather, chemicals, or germs.

In summary, it is believed that a person’s chances of developing certain types of diseases are related to the way doshas are balanced, the state of the physical body, and mental or lifestyle factors.

Practitioners seek to determine the primary dosha and the balance of doshas through questions that allow them to become very familiar with the patient. Not all questions have to do with particular symptoms. The practitioner will:

Ask about diet, behavior, lifestyle practices, and the reasons for the most recent illness and symptoms the patient had

Carefully observe such physical characteristics as teeth, skin, eyes, and weight

Take a person’s pulse, because each dosha is thought to make a particular kind of pulse

In addition to questioning, Ayurvedic practitioners use observation, touch, therapies, and advising.

The practitioner will develop a treatment plan and may work with people who know the patient well and can help. This helps the patient feel emotionally supported and comforted, which is considered important.

Practitioners expect patients to be active participants in their treatment, because many Ayurvedic treatments require changes in diet, lifestyle, and habits. In general, treatments use several approaches, often more than one at a time. The goals of treatment are to:

Eliminate impurities. A process called panchakarma is intended to be cleansing; it focuses on the digestive tract and the respiratory system

Reduce symptoms. The practitioner may suggest various options, including yoga exercises, stretching, breathing exercises, meditation, herbs and lying in the sun.

Reduce worry and increase harmony in the patient’s life. The patient may be advised to seek nurturing and peacefulness through yoga, meditation, exercise, or other techniques.

Help eliminate both physical and psychological problems. Vital points therapy and/or massage may be used to reduce pain, lessen fatigue, or improve circulation. Ayurveda proposes that there are 107 “vital points” in the body where life energy is stored, and that these points may be massaged to improve health.

In Ayurveda, the distinction between food and medicine is not as clear as in Western medicine. Food and diet are important components of Ayurvedic practice, and so there is a heavy reliance on treatments based on herbs and plants, oils (such as sesame oil), common spices (such as turmeric), and other naturally occurring substances. Currently, some 5,000 products are included in the “pharmacy” of Ayurvedic treatments.

If you are interested in Ayurveda you should be aware that not every practitioner offering services or treatments called “Ayurvedic” has been trained in an Ayurvedic medical school. It is important to ask about the practitioner’s training and experience. Tell your health care provider if you are considering or using Ayurveda or another CAM therapy. This is for your safety and a comprehensive treatment plan. It is important to make sure that any diagnosis of a disease or condition has been made by a provider who has substantial conventional medical training and experience with managing that disease or condition.

Tell your provider(s) about any dietary supplements or medications (prescription or over-the-counter) you are using or considering. Prescribed medicines may need to be adjusted if you are also using a CAM therapy.